For merchants
Bill your customers from their bank account. Higher tickets, less cash on site, and settlement you can reconcile.
- +70% average transaction value vs. cash
- Native integrations with your POS
- No ATM fees, no cash-handling risk
The payment rail for regulated commerce
Bank-to-bank payments, built for hard industries.
Greencard moves money bank-to-bank for cannabis and peptide operators today — and psilocybin and other high-scrutiny categories next. Live in all 50 states.
For platforms & ISOs
Put a white-labeled ACH network inside your own stack. Sell it as “[Your Brand] Payments” — we run the rail underneath.
- Your brand, your pricing, your merchants
- API-first, documented, sandbox-ready
- Managed compliance, ODFI and settlement
400+
Merchants onboarded or onboarding
+70%
Average ticket vs. cash
50
States served
2023
Serving cannabis since
Integrated with the point-of-sale systems you already run
Proteus420CovaMJ SoftwareAlleavesAcadiaBiotrack
How Greencard works
Connect. Authorize. Settle.
Three steps, no card networks, no cash runs. The same rail powers merchant checkout and every white-label deployment.
01
Connect
Customers link a bank account in seconds through MX instant verification — no micro-deposits, no manual routing numbers.
02
Authorize
Balance and risk checks run before the debit is submitted, so returns and NSF exposure stay low on high-ticket orders.
03
Settle
Funds move on ACH and settle through our partner financial institutions with reporting you can reconcile.
2 minutes, start to finish
See the whole flow before you book.
How a customer pays by bank at the counter, on delivery and online — and what the same rail looks like wearing your brand.
White-label infrastructure
Your brand, our institutional engine.
ISOs and payment networks launch a branded ACH product without standing up ODFI relationships, treasury operations or a compliance team. You own the merchant relationship and the margin.
See the partner programYB
[Your Brand] Payments
Secure bank checkout
Amount due
$184.50
Checking ••4821
Linked instantly
Pay by bank
Powered by Greencard
Banking & connectivity
Cannabis-experienced ODFI partnersMX bank connectivityNACHA-aligned operations
Greencard is a financial technology company, not a bank. Banking and ODFI services are provided by our partner financial institutions. Bank account connectivity is powered by MX.
Questions we get first
Straight answers.
- Is ACH actually compliant for cannabis?
- Yes, when it runs through a cannabis-banking institution. Greencard settles through partner financial institutions that bank the industry under BSA/AML programs built for it.
- How does this raise my average ticket?
- Customers are no longer capped by the cash in their pocket or an ATM withdrawal limit. Merchants on Greencard see roughly 70% higher average transaction value than cash.
- Do you integrate with my POS?
- We integrate with Proteus420, Cova, MJ Software, Alleaves, Acadia and Biotrack, and we can work with additional systems through our API.
- What does white-label actually include?
- Your brand on the checkout, receipts and merchant portal, your own domain, your pricing to your merchants, and Greencard handling the rail, compliance and settlement.
- What does it cost?
- Pricing depends on volume, ticket size and whether you are a merchant or a platform partner. Contact us for pricing and we will scope it on a call.
Ready for a payment rail that holds up?
Tell us about your volume, your POS, and your timeline. We will walk you through the platform and pricing on a live call.